Get Paid to Care for a
Family Member at Home.
The Medicaid Structured Family Caregiving program pays spouses, adult children, and relatives to provide care at home. Indiana SFC Level 1: $432/week · Level 2: $560/week · Level 3: $750/week · ATTC: $800+/week.
Indiana SFC
determine pay
SFC programs
enroll
Three steps to your first paycheck.
From eligibility check to cash in hand — Indiana's Structured Family Caregiving Medicaid Waiver typically takes 3–5 weeks start to finish.
Check Eligibility
Call Paid.care at (812) 247-6017 or complete the free form online. We confirm your loved one's Medicaid status and Structured Family Caregiving eligibility in 15 minutes. No cost, no commitment.
Level of Care Assessment
An MCE or state assessor evaluates your loved one and assigns a level of care — Level 1, 2, 3, or ATTC. This directly determines your family caregiver pay rate. Paid.care prepares you to present the true level of need.
Start Getting Paid
You're enrolled. Submit weekly time records and receive $432–$800+/week depending on your level — through Indiana's SFC Medicaid Waiver. Weekly or bi-weekly paychecks via W-2 employment through the SFC agency.
Level-Based Pay.
Up to $800+/Week.
Indiana's Structured Family Caregiving Medicaid Waiver uses a level-of-care model — your weekly pay is set by a Medicaid assessment, not by hours worked. Spouses are specifically eligible.
Enrollment is free through Paid.care. First paycheck typically arrives within 4 weeks of starting the process. Call (812) 247-6017 for a free 15-minute eligibility check.
When Care Goes
Beyond Level 3.
ATTC (Additional Training and Technical Consultation) is Indiana's highest SFC tier — reserved for caregivers providing medically complex, extraordinary care that exceeds standard Level 3 criteria.
This often applies to parents and spouses caring for loved ones with complex medical conditions, severe behavioral needs, multiple diagnoses, or specialized equipment requirements — including many medically complex children.
ATTC requires special Indiana FSSA approval and pays $800+/week. The Paid.care team helps families document and present extraordinary care needs to pursue the ATTC designation.
What Qualifies for ATTC?
What Is Structured Family Caregiving?
A Medicaid HCBS Waiver that pays family members — spouses, adult children, parents, siblings — to provide personal care at home.
Care Stays at Home
The Medicaid HCBS Waiver funds care in the community — keeping loved ones out of facilities and at home with family.
Pay by Level of Care
Your family caregiver pay rate is set by a level-of-care assessment by MCEs or case managers. Level 1: $432/week → ATTC: $800+/week. Try the calculator.
Real W-2 Income
You're employed through a participating SFC agency. W-2 issued annually. Indiana SFC caregivers earn $22,464–$41,600+/year by level. Enroll free through Paid.care.
Spouses Are Eligible
Indiana specifically allows spouses to be paid SFC caregivers — one of the most spouse-inclusive programs in the country. Michigan does not allow spousal caregivers.
Free Training Included
No prior experience required. Brief free training is included through the SFC agency. Paid.care coordinates everything — paperwork, assessment prep, and training enrollment.
Start in 3–5 Weeks
The entire Indiana SFC enrollment process through Paid.care typically takes 3–5 weeks from first call to first paycheck. Call (812) 247-6017 to start.
Learn About Structured Family Caregiving
In-depth guides on Medicaid Waivers, SFC programs, level of care assessments, state comparisons, and how to maximize your family caregiver pay rate.
Real Families Getting Paid Through
Structured Family Caregiving
From Indiana SFC to Georgia's SOURCE program — family caregivers across the country are turning unpaid work into real income.
David needs full ADL assistance including bathing, dressing, transfers, and constant supervision due to severe fatigue and cognitive symptoms. Maria enrolled in Indiana's SFC program through Paid.care. David was assessed at Level 3 after a thorough in-home evaluation documenting all his ADL deficits.
Teresa's mother was assessed through Georgia's SOURCE Managed Care Organization and found eligible for Structured Family Caregiving. Teresa enrolled through her county SOURCE provider. She now receives compensation for the bathing, meals, medication management, and supervision she was providing anyway.
Marcus, 34, has quadriplegic cerebral palsy requiring complete ADL care, G-tube management, and positioning every 2 hours. Sandra was providing care equivalent to a skilled nursing facility. Paid.care helped document the full complexity of Marcus's needs, and FSSA approved ATTC designation.
Helen's Parkinson's progressed over 18 months to require significant mobility assistance and medication management. James began at SFC Level 1 ($432/week) but after a reassessment documenting increased ADL needs, was upgraded to Level 2, reflecting the true scope of Helen's care needs.
Ready to Start Getting Paid?
The Structured Family Caregiving Medicaid Waiver pays you. Paid.care handles the enrollment — free.
How Structured Family Caregiving Works
From eligibility check to first paycheck — here's exactly what to expect with Paid.care.
3–5 Weeks from Call to Paycheck
Paid.care handles every step — paperwork, assessment prep, agency coordination, and training enrollment. No cost to your family.
Free Eligibility Check — Day 1
Call Paid.care at (812) 247-6017 or submit the online form. We review Medicaid status, HCBS Waiver eligibility, and care situation in ~15 minutes. Indiana residents: visit our Indiana SFC enrollment page.
Medicaid Waiver Application — Week 1–2
Paid.care confirms your loved one's Medicaid enrollment and applies for the Indiana Structured Family Caregiving Medicaid Waiver. We prepare and submit all paperwork — no cost to you. If not yet on Medicaid, we help with that application first.
Level of Care Assessment — Week 2–3
A state-contracted assessor or MCE (Managed Care Entity) evaluates your loved one's care needs. This assessment determines your level of care — Level 1, 2, 3, or ATTC — and directly sets your family caregiver pay rate. Paid.care prepares you to present the true level of need. Use our pay calculator to see what each level pays.
Caregiver Enrollment & Training — Week 3
You're enrolled as a Medicaid-paid caregiver through Paid.care's partnering SFC agencies. Brief free training covers care techniques, documentation, emergency protocols, and Medicaid compliance. For the Indiana SFC Waiver, you're employed through a participating SFC agency.
First Paycheck — Week 4+
Submit time records. Indiana SFC pay by level: Level 1 = $432/week · Level 2 = $560/week · Level 3 = $750/week · ATTC = $800+/week. Pay arrives weekly or bi-weekly through Paid.care's agency partners. You receive a W-2 — this is real employment income.
How Your Pay Rate Is Set
In Indiana's Structured Family Caregiving program, your family caregiver pay rate is assigned by the Medicaid level-of-care assessment — not by hours worked. MCEs and state assessors evaluate:
Bathing, dressing, grooming, eating, toileting, transfers, mobility
Memory loss, dementia, wandering, agitation, supervision requirements
Number/severity of diagnoses, equipment needs, medication complexity
Hours per day requiring a caregiver present for safety
Meal prep, medication management, housekeeping, transportation
Questions? We're Here to Help.
Paid.care walks you through every step — completely free.
Structured Family Caregiving
Programs by State — 2025
Complete guide to every state with a Structured Family Caregiving or equivalent Medicaid Waiver program. Indiana enrollment: Paid.care Indiana SFC.
Note: Illinois CCP Is NOT a Structured Family Caregiving Program
Illinois's Community Care Program (CCP) is a separate Medicaid program administered by the IL Dept on Aging. While it does pay family caregivers, it is not classified as Structured Family Caregiving. This site focuses on SFC and equivalent programs. Illinois CCP is listed in the table below for reference only — it is not an SFC program.
Michigan Does Not Allow Spousal Structured Family Caregivers
Michigan's MI Choice Waiver and HSW explicitly exclude spouses from paid caregiver roles. Michigan residents should contact Michigan DHHS or dial 2-1-1.
All States — SFC & Equivalent Programs (2025)
States with Structured Family Caregiving, Adult Foster Care, or equivalent Medicaid Waiver programs. "Illinois CCP" appears in the table but is not classified as an SFC program.
| State | SFC / Equivalent? | Program Name | Family Caregiver Pay Rate | Spouses? | Notes |
|---|
* Rates approximate — verify with state Medicaid agency. Updated April 2025. Indiana SFC enrollment: Paid.care Indiana
Not Sure About Your State?
Paid.care researches SFC programs monthly. Contact us to confirm your state's current program rules.
Deep Dive Into Your State's SFC Program
Detailed guides for each state — pay rates, waivers, MCEs, and enrollment steps.
Family Caregiver Pay Rate
Calculator — 2025
Calculate your estimated weekly and annual earnings through Indiana's Structured Family Caregiving Medicaid Waiver. Pay is based on your loved one's assessed level of care — set by MCE or case manager.
About this Structured Family Caregiving Pay Calculator: This tool calculates the family caregiver pay rate for Indiana's SFC Medicaid Waiver (Level 1–ATTC, weekly flat rate based on level of care). The level is determined by an MCE or state assessor during a Medicaid assessment — not by hours worked. For other states with SFC-equivalent programs, use the "Other States" tab with approximate hourly rates. To start your Indiana SFC enrollment, visit Paid.care's Indiana SFC page or call (812) 247-6017.
Level set by MCE or state assessor. This is a flat weekly rate — not hourly.
Level determined by Medicaid assessment. {lnk(IN,"Start free Indiana SFC enrollment at Paid.care →")}
Note: Illinois CCP is NOT a Structured Family Caregiving program and is not included here.
Rates approximate. {lnk(IN,"Indiana SFC may pay more — see Indiana calculator")}. Contact {lnk(PC,"Paid.care")} at {lnk("tel:"+TEL,PH)} for your state's exact rates.
How the Level Determines Your Pay
In Indiana's Structured Family Caregiving program, pay is based on an MCE or state assessor's level-of-care determination — not on hours worked. A thorough assessment that reflects true care needs is critical. {lnk(PC,"Paid.care")} prepares every family before their assessment.
Indiana SFC Annual Earnings by Level
About the Structured Family Caregiving Pay Calculator
This Structured Family Caregiving pay calculator reflects real 2025 rates from Indiana's {lnk(IN,"SFC Medicaid Waiver")}. Indiana uses a level-of-care model — the family caregiver pay rate is based on your loved one's assessed level, not hours. The four levels are Level 1 ($432/wk), Level 2 ($560/wk), Level 3 ($750/wk), and ATTC ($800+/wk for extraordinary care).
Note: Illinois's Community Care Program (CCP) is NOT a Structured Family Caregiving program and is not included in this calculator. If you're in Illinois and looking for CCP enrollment, contact {lnk(PC,"Paid.care")} directly.
Level of care assessments for Indiana SFC are conducted by Medicaid MCEs (Managed Care Entities) or state-contracted case managers. {lnk(PC,"Paid.care")} helps families prepare for this assessment at no charge. Call {PH} to begin.
Ready to Find Out Your Level?
The assessment is free. Enrollment through {lnk(PC,'Paid.care')} is free. First paycheck in 3–5 weeks.
Structured Family Caregiving
Articles & Guides
In-depth guides on Medicaid SFC Waivers, level of care assessments, state programs, and family caregiver pay rates. Enrollment help at Paid.care.
Ready to Enroll in Structured Family Caregiving?
Paid.care offers free enrollment help for Indiana's Structured Family Caregiving Medicaid Waiver. Call (812) 247-6017 or visit Paid.care to get started.
Check Your SFC Eligibility
Free eligibility check through Paid.care. A Structured Family Caregiving specialist will contact you within 1 business day.
Get In Touch
Indiana SFC Pay by Level
About ATTC
ATTC ($800+/week) is for caregivers providing extraordinary care — often parents of medically complex children or spouses caring for loved ones with complex medical needs. Ask Paid.care if you qualify →
Free SFC Eligibility Check
Takes 2 minutes. A Paid.care SFC specialist will confirm eligibility and next steps within 1 business day. Note: This form is for SFC programs. For Illinois CCP, contact Paid.care directly.
🔒 Private and confidential. Or call directly: (812) 247-6017
Indiana Structured Family
Caregiving Pay Guide
Complete guide to Indiana's Structured Family Caregiving (SFC) Medicaid Waiver. How much you can earn, who qualifies, how to enroll — and how to get started through Paid.care.
Keywords: Indiana structured family caregiving pay rate · Indiana SFC Medicaid waiver · get paid to care for family member Indiana
🌽 Indiana Family Caregiver Pay Rates
Annual earning potential: $22,464–$41,600+ depending on level of care and hours authorized.
Indiana Program Details
Indiana's Structured Family Caregiving (SFC) program is one of the most accessible and well-funded family caregiver programs in the country. Administered through Indiana's Medicaid HCBS (Home and Community-Based Services) Waivers, it allows family members to receive a flat weekly stipend based on the care recipient's assessed level of need.
Unlike programs that pay by the hour, Indiana SFC pays a fixed weekly rate regardless of how many hours you provide — making it predictable and sustainable. The level (1, 2, 3, or ATTC) is determined by a care manager from your assigned Managed Care Entity (MCE) during an in-home assessment.
Key fact: Indiana SFC does NOT require the caregiver to be a certified HHA or CNA. The training is provided by the SFC agency (like Paid.care) and takes about 6–8 hours. This makes Indiana SFC one of the fastest programs to enroll in — most families receive their first paycheck within 30–60 days of application approval.
What the SFC Assessment Evaluates
Your MCE care manager will evaluate how many Activities of Daily Living (ADLs) your loved one needs help with: bathing, dressing, eating, mobility, toileting, and medication management. They also assess cognitive status, supervision needs, and any extraordinary medical complexity. The more ADLs and the higher the medical complexity, the higher the level — and the higher your weekly pay.
Indiana SFC Waitlists
The Pathways Waiver (for those 60+) has approximately a 1-year waitlist. The Health & Wellness Waiver (for those under 60 with disabilities) has approximately a 2-year waitlist. Starting the application the day you call Paid.care is critical — the waitlist clock begins when your application is submitted, not when you decide you want to enroll.
Waiver / Program
Pathways Waiver (age 60+, ~1 yr waitlist) · Health & Wellness Waiver (under 60, ~2 yr waitlist)
Who Qualifies
Adult family members including spouses (as of 2025), adult children, parents, and siblings. Care recipient must be on Indiana Medicaid and assessed as needing personal care assistance.
Managed Care Entities (MCEs)
Start Indiana Enrollment — Free
Paid.care handles the entire enrollment process in Indiana at no cost to your family.
Georgia Structured Family
Caregiving Pay Guide
Complete guide to Georgia's SOURCE / Community Care Services Program (CCSP). How much you can earn, who qualifies, how to enroll — and how to get started through Paid.care.
Keywords: Georgia structured family caregiving · Georgia SOURCE program · get paid to care for family member Georgia · CCSP Georgia caregiver pay
🍑 Georgia Family Caregiver Pay Rates
Annual earning potential: $14,400–$21,600+ depending on level of care and hours authorized.
Georgia Program Details
Georgia offers family caregiver compensation through its SOURCE (Service Options Using Resources in a Community Environment) program and the Community Care Services Program (CCSP). SOURCE is Georgia's SFC-equivalent — it pays a caregiver stipend to a designated family caregiver who provides personal care to an eligible Medicaid recipient at home.
SOURCE is administered by SOURCE agencies across Georgia, and each agency determines the specific stipend based on the care recipient's assessed needs. CCSP provides hourly home care services through Medicaid, and in some circumstances allows family members to be paid providers.
Georgia SOURCE vs. CCSP
SOURCE is the preferred pathway for family caregivers who want a flat monthly stipend. CCSP pays hourly but requires more formal provider status. Paid.care can help you identify which program your family qualifies for based on the care recipient's age, disability status, and county of residence.
Waiver / Program
SOURCE Waiver · CCSP · New Options Waiver (NOW) · COMP Waiver
Who Qualifies
Adult children caring for elderly parents, parents caring for adult children with disabilities. Spouses have limited eligibility — check with Georgia DHS. Care recipient must have Georgia Medicaid.
Managed Care Entities (MCEs)
Start Georgia Enrollment — Free
Paid.care handles the entire enrollment process in Georgia at no cost to your family.
Illinois Structured Family
Caregiving Pay Guide
Complete guide to Illinois's Community Care Program (CCP). How much you can earn, who qualifies, how to enroll — and how to get started through Paid.care.
Keywords: Illinois community care program spouse · Illinois CCP family caregiver pay · get paid to care for family member Illinois · spousal caregiver Illinois Medicaid
🏙️ Illinois Family Caregiver Pay Rates
Annual earning potential: $41,600–$72,800 depending on level of care and hours authorized.
Illinois Program Details
Illinois's Community Care Program (CCP) is unique among family caregiver programs because it requires no Medicaid waiver. This means no waitlist and potentially much faster enrollment than Indiana's waiver-based programs.
CCP is administered by the Illinois Department on Aging through local County Community Care Units (CCUs). If your family member is on Illinois Medicaid, has non-exempt assets under $17,500, and needs personal care assistance, they likely qualify — and as of 2026, you as their spouse can be paid as their CCP caregiver.
The hourly rates are among the highest for family caregiver programs in the Midwest: $20/hour standard and $30/hour for approved overtime, with up to 56 authorized hours per week. At maximum authorization, that's over $1,400/week — nearly $75,000 annually.
Illinois CCP vs. Indiana SFC
The key difference: Illinois CCP pays hourly (more if hours are high), while Indiana SFC pays a flat weekly stipend. For family members providing 40+ hours of care per week, Illinois CCP typically pays more. For those providing less intensive care, Indiana SFC's flat rate may be more predictable. Paid.care helps families in both states maximize their compensation.
Waiver / Program
No waiver required — CCU enrollment through Illinois Department on Aging
Who Qualifies
As of 2026, spouses are now eligible as paid CCP caregivers. Also adult children, siblings, and other family members. Care recipient must be on Illinois Medicaid with non-exempt assets under $17,500.
Start Illinois Enrollment — Free
Paid.care handles the entire enrollment process in Illinois at no cost to your family.
North Carolina Structured Family
Caregiving Pay Guide
Complete guide to North Carolina's CAP/DA Consumer Direction · Innovations Waiver. How much you can earn, who qualifies, how to enroll — and how to get started through Paid.care.
Keywords: North Carolina family caregiver pay · NC CAP/DA consumer direction · get paid to care for family member North Carolina
🌲 North Carolina Family Caregiver Pay Rates
Annual earning potential: $27,000–$44,000 depending on level of care and hours authorized.
North Carolina Program Details
North Carolina offers family caregiver pay through its CAP/DA (Community Alternatives Program for Disabled Adults) Waiver and the Innovations Waiver. CAP/DA's Consumer Direction option allows Medicaid beneficiaries to hire and manage their own caregivers — including eligible family members.
The Innovations Waiver serves individuals with intellectual and developmental disabilities (IDD) and also allows family members as paid direct support professionals in many circumstances. NC LME-MCOs (Local Management Entity-Managed Care Organizations) administer both programs.
Waiver / Program
CAP/DA Waiver · Innovations Waiver · TBI Waiver
Who Qualifies
Adult children caring for elderly parents, parents caring for adult children with intellectual or developmental disabilities (Innovations Waiver), spouses in some circumstances. Care recipient must have NC Medicaid.
Managed Care Entities (MCEs)
Start North Carolina Enrollment — Free
Paid.care handles the entire enrollment process in North Carolina at no cost to your family.
Ohio Structured Family
Caregiving Pay Guide
Complete guide to Ohio's PASSPORT Waiver — My Life My Choice (MLMC). How much you can earn, who qualifies, how to enroll — and how to get started through Paid.care.
Keywords: Ohio structured family caregiving · Ohio PASSPORT waiver family caregiver · get paid to care for family member Ohio · MLMC consumer direction Ohio
🏒 Ohio Family Caregiver Pay Rates
Annual earning potential: $29,000–$40,000 depending on level of care and hours authorized.
Ohio Program Details
Ohio's PASSPORT Medicaid Waiver, through its My Life My Choice (MLMC) consumer direction option, allows eligible Ohio Medicaid beneficiaries to hire, train, and manage their own attendants — including family members in many circumstances.
Area Agencies on Aging (AAAs) across Ohio administer the PASSPORT program. They conduct the level-of-care assessment that determines how many hours of attendant care will be authorized. The MLMC self-direction option gives families significant control over who provides care and how it's managed.
Waiver / Program
PASSPORT Medicaid Waiver · Individual Options Waiver · Level One Waiver
Who Qualifies
Adult children caring for elderly parents, spouses in many circumstances, parents caring for adult children with disabilities. Must be Ohio Medicaid eligible and assessed through Area Agency on Aging.
Start Ohio Enrollment — Free
Paid.care handles the entire enrollment process in Ohio at no cost to your family.
California Structured Family
Caregiving Pay Guide
Complete guide to California's In-Home Supportive Services (IHSS). How much you can earn, who qualifies, how to enroll — and how to get started through Paid.care.
Keywords: California IHSS family member caregiver · get paid to care for family member California · California Medi-Cal family caregiver · IHSS spouse caregiver
🌴 California Family Caregiver Pay Rates
Annual earning potential: $35,000–$65,000+ depending on level of care and hours authorized.
California Program Details
California's IHSS (In-Home Supportive Services) program is the largest family caregiver program in the United States — serving hundreds of thousands of families across the state. Unlike Indiana's SFC (which requires a waiver), IHSS is part of traditional Medi-Cal (California Medicaid) and requires no special waiver application.
IHSS is administered by county social services departments. Each county sets its own IHSS provider wage, which ranges from approximately $17/hour in less expensive counties to over $22/hour in San Francisco and other high-cost areas. These wages have increased significantly due to collective bargaining by IHSS home care workers.
IHSS does not require HHA certification — family members go through a simple enrollment process with their county IHSS office. Paid.care provides guidance for California families navigating IHSS enrollment.
Waiver / Program
No waiver — IHSS is traditional Medi-Cal personal care
Who Qualifies
Spouses, adult children, siblings, parents, and other family members. IHSS is one of the most spouse-inclusive programs in the country. Care recipient must have Medi-Cal (California Medicaid).
Managed Care Entities (MCEs)
Start California Enrollment — Free
Paid.care handles the entire enrollment process in California at no cost to your family.
Do You Qualify for
Structured Family Caregiving?
A complete eligibility guide covering both the care recipient and the family caregiver requirements — by state.
For the Care Recipient
Who Can Be Cared For?
The person receiving care must meet these criteria to qualify for Structured Family Caregiving through Medicaid:
Must be enrolled in traditional Medicaid (not just Medicare). Paid.care checks this on the first call.
Must need help with bathing, dressing, eating, mobility, toileting, or medication management due to illness, disability, or age-related decline.
In Indiana, must be approved for the Pathways Waiver (60+) or Health & Wellness Waiver (under 60). Waitlists apply.
Must live at home, not in a skilled nursing facility or nursing home. Adult family homes may also qualify.
A physician must document the medical necessity of personal care assistance. Paid.care coordinates with your physician.
More people qualify than families expect. Medicaid has income and asset rules, but many with significant care needs qualify. Free eligibility check at Paid.care.
For the Family Caregiver
Who Can Be Paid?
The family member providing care must meet these requirements:
The paid caregiver must be a legal adult.
Spouses, adult children, siblings, parents, grandchildren, and close family friends with established relationships all qualify in Indiana.
Training covers personal care, safety, documentation, and your role as an SFC caregiver. Provided by Paid.care. Not the same as HHA certification.
Paid.care is a licensed SFC agency. You're employed by Paid.care and receive a W-2.
In some states, the legally responsible party (such as a parent of a minor child) cannot be paid. For most adult caregiving situations this does not apply. Indiana is flexible on this.
Indiana SFC requires the caregiver to live with the care recipient in most cases. Contact Paid.care to verify your specific situation.
Medical Conditions That Typically Qualify
Any condition that creates documented ADL assistance needs can qualify. These are the most common.
Free Eligibility Check — 15 Minutes
Not sure if you qualify? Paid.care's coordinators review eligibility for free, with no obligation. Most families find out they qualify on the first call.
Structured Family Caregiving
FAQ — 18 Questions Answered
Everything families need to know about Medicaid SFC programs, pay rates, eligibility, and enrollment — written in plain English.
Still Have Questions?
Our Paid.care coordinators answer questions free — no pressure, no commitment.